BERTIE BULFROG ‘Villas’ president. Ex Navy Admiral. Owns the large lodge on the pond and has a sailing boat.		GILLY and FINN GOLDFISH Live under the big rock in the pond, they along with the Water Skaters keep the pond clean.
	DEMELZA DRAGONFLY Demelza is known for her sari and big glasses. Lives alone but keeps an eye on things. The other Villa residents go to her for advice.		OCTAVIA and OLIVIA OTTER The sisters are known for ‘helping out’ and trying to solve mysteries! Can be told apart by colour. Octavia is browner with a white stripe on her head. (a painting mistake, made years ago, she was unable to get the paint out of her fur) Olivia is greyer.
	KERRY KINGFISHER The Villas ‘postmaster’ and shop owner.		WATER SKATERS Too many to count. They keep the water surface clean. ‘skate’ around with litter spikes and bin bags. Also are the ‘Villas’ acrobatic team and on special occasions give performances.
	TOBY TORTOISE Shy and quiet, but is willing to help when he can. Now and then gets a good idea.		BEAVER FAMILY Dad Barry, Mum Barbra, children Brian, Bradley, Brandon and Bridget. New comers to the ‘Villas’ in the second story.